Jump to content

Ozerk Ozan

From Wikipedia, the free encyclopedia
Ozerk Ozan
Born (1979-08-01) August 1, 1979 (age 45)
Cyprus
CitizenshipNorway
Alma materUniversity of Oslo
Known forfounder of OpenPayd, EMBank and Biip.no

Ozerk Ozan (born 1979) is a Norwegian fintech entrepreneur,[1] lecturer,[2][3] best known as the founder of banking-as-a-service provider OpenPayd, European Merchant Bank (EMBank), and the co-founder of Norsk Ideutvikling AS, the social networking service Biip.no.[4][5]

He is a frequent guest speaker at global finance conferences.[6][7][8]

Early life

[edit]

Ozan was born in Nicosia, Cyprus,[9] in 1979.[10] At a young age, he moved to Norway with his family.[9] His father, Ozerk Kamil, is a professor at the Department of Education at the University of Oslo.[11][12][13]

Education

[edit]

Ozan studied medicine at the University of Oslo from 2002 to 2008.[14]

Career

[edit]

In 2002, Ozan founded Norsk Ideutvikling AS. In 2005, the company launched the online community Biip.no,[15][16] which quickly gained popularity, amassing a user base of 450,000 users within two years.[17] In 2008, the company were sold to Egmont Group and Nettavisen.[18] The approximate amount from the share sale was 100 million kroner, as reported by E24 Næringsliv.[19][20]

In 2018, he consolidated his early companies under OpenPayd, headquartered in London.[21][22][23] As of 2024, OpenPayd processes over GBP £100 billion in volume annually.[24]

In November 2018, Ozan founded European Merchant Bank (EMBank).[25][26] By the end of 2021, EMBank's business loan portfolio reached €29.7 million, and the bank generated an income of €4.3 million.[27]

Personal views

[edit]

Financial Inclusion

[edit]

Ozerk has frequently mentioned the problems of inclusion facing the underbanked and unbanked, citing the problems arising from the reduced use of cash as currency,[28] the pitfalls of AI that could further discriminate the financially disadvantaged[29] and the growing worldwide inequality gap between the rich and poor.[27]

Fintech industry

[edit]

Ozerk believes regulators are struggling to keep up with innovations in fintech[30] but that the sector will continue to grow[31] driven by the necessity for Banking-as-as-Service offerings to bridge the gap between traditional and alternative payment methods[32] and the difficulty in businesses obtaining financial licenses.[33] He is similarly bullish on the growth of embedded finance,[34] citing how it can reduce costs, increase profits and drive customer loyalty,[35] with UK brands likely to claim the majority of the £619 billion European financial services market in the next 5 years.[36]

References

[edit]
  1. ^ AS, TV 2 (2010-10-09). "Aylar: – Ozan er alltid stolt av meg". TV 2 (in Norwegian Bokmål). Retrieved 2025-02-25.{{cite web}}: CS1 maint: numeric names: authors list (link)
  2. ^ "Vilniaus universitete dr. Ozan Ozerk skaitė paskaitą apie verslumą". diena.lt (in Lithuanian). Retrieved 2025-02-25.
  3. ^ "Vilniaus universitete dr. Ozan Ozerk skaitė paskaitą apie verslumą". diena.lt (in Lithuanian). Retrieved 2025-02-25.
  4. ^ "Kuzey Kıbrıs'ta BiPle yeni mesajlaşma dönemi". Haber Kıbrıs. 2015-05-31. Retrieved 2025-02-25.
  5. ^ cem (2024-04-01). "Ozan Özerk Katar Web Zirvesi'nde Konuştu: Fintek'in Geleceğinde Yapay Zekâ Var". Paraanaliz (in Turkish). Retrieved 2025-02-25.
  6. ^ Dunsby, Sarah (2024-03-27). "Ozan Ozerk speaks on the role of AI in fintech at Qatar Web Summit". London Business News | Londonlovesbusiness.com. Retrieved 2025-02-27.
  7. ^ Towner, Lauren (2024-11-06). "Dr. Ozan Ozerk Spoke at 'Fintech Forward' about Embedded Finance's Progress and Potential". FF News | Fintech Finance. Retrieved 2025-02-27.
  8. ^ "Dr Ozan Ozerk Spoke At the Web3 Open Payment Summit in Dubai". The Globe and Mail. Retrieved 2025-02-27.
  9. ^ a b "Doktorluktan fintech patronluğuna: Kıbrıs Türk'ü Ozan Özerk'in ilham veren başarı öyküsü - Türkiye'de İş Dünyası". PatronlarDunyasi (in Turkish). Retrieved 2025-02-25.
  10. ^ Næsje, Terje (2010-10-21). "Narvik-lege tjente godt på nettsamfunn". Fremover (in Norwegian). Retrieved 2025-02-25.
  11. ^ Smith, Nick (2022-03-11). "'Embedded finance comes with monumental challenges': OpenPayd founder Ozan Özerk". eandt.theiet.org. Retrieved 2022-12-07.
  12. ^ Hegseth, Morten (2011-04-15). "Aylar forelsket på nytt". VG (in Norwegian). Retrieved 2025-02-25.
  13. ^ Husby, Marcus (2008-11-01). "Aylar + Ozan = Sant". VG (in Norwegian). Retrieved 2025-02-25.
  14. ^ "Neįtikėtina multimilijonieriaus istorija – nuo greitosios pagalbos gydytojo Norvegijoje iki verslo kūrėjo Lietuvoje". Delfi verslo požiūris x Karjera (in Lithuanian). Retrieved 2025-02-25.
  15. ^ "The People of Fintech: Medical Doctor & Serial Fintech Entrepreneur Ozan Özerk". Euro Weekly News. 2023-06-05. Retrieved 2024-08-19.
  16. ^ "Gründere ser milliongevinst". 2010-08-20. Archived from the original on 20 August 2010. Retrieved 2025-02-25.
  17. ^ DN.no, null (2008-04-03). "Ga én krone - kan få 100 mill". www.dn.no. Retrieved 2025-02-25.
  18. ^ Næsje, Terje (2010-10-21). "Narvik-lege tjente godt på nettsamfunn". Fremover (in Norwegian). Retrieved 2022-12-07.
  19. ^ "Betalte én krone i 2006 - kan få 100 mill". e24.no (in Norwegian Bokmål). 2008-04-03. Retrieved 2025-02-25.
  20. ^ Koşan, İpek (2021-06-24). "Ozan Özerk: "Hedefimiz ABD'de halka arz"". Fast Company Türkiye (in Turkish). Retrieved 2025-02-25.
  21. ^ Özerk, Ozan (2022-04-02). "Interview ozan Özerk; words and portrait by Nick Smith". Engineering & Technology. 17 (3): 62–65. doi:10.1049/et.2022.0322. ISSN 1750-9637. S2CID 251416434.
  22. ^ "Crypto and Regulation: Challenging but Inevitable". Financial and Business News | Finance Magnates. 14 December 2021. Retrieved 2022-12-07.
  23. ^ Team, OpenPayd Editorial (2021-09-15). "Ozan Özerk | Founder of OpenPayd". OpenPayd. Retrieved 2024-08-19.
  24. ^ Watson, Melania (2024-06-07). "OpenPayd's annual recurring revenue tops GBP £40 million". itbrief.
  25. ^ "Ozan Ozerk". European Merchant Bank UAB. Retrieved 2024-08-19.
  26. ^ "Vilniaus universitete dr. Ozan Ozerk skaitė paskaitą apie verslumą". diena.lt (in Lithuanian). Retrieved 2025-02-25.
  27. ^ a b "Dr. Ozan Ozerk on COVID-19 and the Widening Gap Between Rich and Poor". TechTimes. 2021-05-26.
  28. ^ "Inside the payments sector: Interview with OpenPayd's founder". X4 Technology. 2021-06-14. Retrieved 2024-08-19.
  29. ^ Özerk, Ozan. "Videos". Dr. Ozan Özerk. Retrieved 2024-08-19.
  30. ^ "David vs. Goliath: The Struggle of Fintechs in a Traditional Banking World". The European Business Review. 2021-05-18. Retrieved 2024-08-19.
  31. ^ Ozerk, Ozan. "Council Post: Off The Rails? The Rails-Agnostic Future Of International Payments". Forbes. Retrieved 2024-08-19.
  32. ^ England, Joanna (2022-04-27). "OpenPayd Founder on BaaS Trends & new Marketplace Challenges". fintechmagazine.com. Retrieved 2024-08-19.
  33. ^ "Episode 330: Ozan Özerk, Founder of OpenPayd - Radio - Webflow HTML Website Template". www.aroundthecoin.com. Retrieved 2024-08-19.
  34. ^ "Episode 330: Ozan Özerk, Founder of OpenPayd - Radio - Webflow HTML Website Template". www.aroundthecoin.com. Retrieved 2024-08-19.
  35. ^ Fintech Rewired (2022-07-28). Dr. Ozan Ozerk | S:1 Ep:3 Fintech Rewired. Retrieved 2024-08-19 – via YouTube.
  36. ^ "How UK brands will reap the most benefits of the embedded finance's rise". IBS Intelligence. Retrieved 2024-08-19.
Retrieved from "https://en.wikipedia.org/w/index.php?title=Ozerk_Ozan&oldid=1281659980"